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Here is Some Information

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Network

Network

The facilities, providers and suppliers your health insurer or plan has contracted with to provide health care services.

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Deductible

Deductible

The amount you pay for covered health care services before your insurance plan starts to pay.

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Co-insurance

Coinsurance

The percentage of costs of a covered health care service you pay (20%, for example) after you've paid your deductible.

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Co-Payment

CoPayment

A fixed amount ($20, for example) you pay for a covered health care service after you've paid your deductible.

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Premium

Premium

The amount you pay for your health insurance every month. In addition to your premium, you usually have to pay other costs for your health care, including a deductible, copayments, and coinsurance.

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Out-of-Pocket Maximum

Out-of-Pocket Maximum

The percentage (for example, 40%) you pay of the allowed amount for covered health care services to providers who don't contract with your health insurance or plan.

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EOB

EOB

An Explanation of Benefits (EOB) is a statement that your insurance company sends that summarizes the costs of health care services you received.

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Preauthorization

Preauthorization

A decision by your health insurer or plan that a health care service, treatment plan, prescription drug or durable medical equipment is medically necessary.

EOB: Explanation of Benefits

Infomation from nh.gov


An Explanation of Benefits (EOB) is a statement that your insurance company sends that summarizes the costs of health care services you received. An EOB shows how much your health care provider is charging your insurance company and how much you may be responsible for paying. This is not a bill. If you owe money, you will receive a separate bill from your health care provider. Individual EOBs are likely to differ from the example provided.


Contact your health insurance company if you have any questions about your EOB. If you have a complaint or are dissatisfied with a denial of coverage under your health plan, you may be able to appeal the decision or file a grievance.


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UNL Insurance Plan

Insurance Provider

unitedhealthcare

Deductible

$500 In-network / $1000 Out-Network

Out-of-Pocket Maximum

$2200


UNL Health Center for More Info